Recent Articles

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🏡 Why Now Might Be the Right Time to Refinance Your Mortgage in California By Chris Johnson | Affinity Mortgage | NMLS #235072

Refinance now before rates rise. Learn how homeowners can save with today’s market and smarter loan options.

Published on 08/29/2025

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Mortgage Rates Holding Steady… For Now

After Powell's Jackson Hole speech, mortgage rates hit their lowest levels since Oct 2024. But don’t get too comfortable—more movement could be coming after Friday’s inflation data and next week's jobs report.

Published on 08/27/2025

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Lower Rates? Don’t Relax Just Yet

Mortgage rates stayed mostly flat this week, holding near 10-month lows. Here’s what happened from August 18–20 and why upcoming economic data could shake things up.

Published on 08/20/2025

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Mortgage Rates at 10-Month Lows! Big Opportunity!

Mortgage rates are holding near 10-month lows after early August’s jobs report and mixed inflation data. Here’s what homebuyers and homeowners need to know.

Published on 08/14/2025

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Rates Just Hit a 10-Month Low!

Mortgage rates just hit their lowest levels since October 2024 following a big shift in the bond market. Here’s why it matters for homebuyers and homeowners.

Published on 08/05/2025

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Housing Market Confusing? Here’s Why You’re Hearing Mixed Messages

Confused by the housing market? You're not alone. Here's why the market feels hot and cold at the same time—and what it means for you as a homebuyer.

Published on 07/30/2025

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Could Removing Capital Gains Taxes on Home Sales Revive the Housing Market?

A new proposal suggests removing capital gains taxes on primary home sales to boost the housing market. Here’s what it could mean for homeowners and buyers.

Published on 07/23/2025

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Game-Changer: Credit Scores Just Got Rewritten

A new credit scoring update could impact who qualifies for a mortgage and at what rate. Learn what this means for first-time buyers and why now is the time to speak with your loan officer.

Published on 07/16/2025

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Navigating Homeownership During Divorce: Your Guide to a Fresh Start in Silicon Valley

Are you facing the complexities of homeownership during a divorce? Discover practical tips and solutions to help you rebuild and restart your journey today.

Published on 07/08/2025

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Should You Buy a Home Before Your Divorce is Final? Here’s What to Know

Buying a house before your divorce is finalized? Here’s why it could create legal and financial complications—and how to plan smart.

Published on 07/08/2025

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9 Critical Buyer Mistakes to Avoid When Purchasing in San Jose

Buying a home in San Jose can be tricky. Learn how to steer clear of common pitfalls and make informed decisions that save you time and money.

Published on 07/02/2025

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Avoid These 9 Rookie Homebuyer Blunders and Buy Smarter!

Buying a home can be tricky. Learn about common mistakes first-time buyers make and how to dodge them for a smoother, smarter buying experience.

Published on 06/27/2025

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Why Homeownership Is Still Worth It—Even Beyond the Finances

From mental health benefits to stronger communities, homeownership offers more than just a return on investment—it offers a better quality of life.

Published on 06/25/2025

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Mortgage Rates Aren’t Just About the Fed — Here’s What You Really Need to Know

Mortgage rates held steady this week—but not for the reasons you think. Here’s why working with a loan officer beats doing your own research when timing the market.

Published on 06/20/2025

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Conquer Home Buying Stress: Your Step-by-Step Path to Success!

Navigating the home buying process can feel overwhelming, but with our detailed guide, you'll find clarity and confidence in each important step.

Published on 06/17/2025

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The Real Estate Rule That Just Got Repealed—And Why It’s a Big Win for Buyers

The National Association of Realtors repealed a rule that kept some listings hidden—thanks in part to pressure from homebuyers, tech platforms, and even the DOJ. Learn how this boosts your home search.

Published on 06/13/2025

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Understanding Pre-Qualification vs. Pre-Approval: Tools for Client Success

Navigating the mortgage maze? Knowing the difference between pre-qualification and pre-approval can help you guide your clients smarter and faster!

Published on 06/10/2025

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Maximize Your Home Investment: Mastering the 1031 Exchange Process

Unlock the secret to growing your wealth! With a 1031 Exchange, selling and buying homes can feel like a game—let's turn those home buying hurdles into wins!

Published on 06/05/2025

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Why Now Might Be the Best Time in Years to Buy a Home (Seriously)

The housing market is shifting—and it's shifting in your favor. Learn why rising inventory, slower sales, and increased negotiating power mean buyers have the upper hand. Don’t miss your window.

Published on 06/04/2025

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Demystifying Closing Costs: Your Fun Guide to Homebuying in San Jose!

Buying a home in San Jose? Closing costs can seem like a puzzle! Our guide will help you untangle those fees so you can focus on your dream home.

Published on 06/03/2025